Why do you think you need a personal injury attorney if you are in a major automobile accident? Quite frankly you do not have the knowledge or expertise to deal with the major auto insurance companies yourself.
They have seasoned claim adjusters and their own legal team to beat you. They are good at what they do. They process hundreds of thousands of claims every single year and would not make as much money if they did not have a set system to pay out as little as possible.
You need a personal injury attorney in Bend who is used to dealing with them, has won cases against them, and can fight for you. Think you can handle them alone. Think again. You cannot and here is a story to prove it.
I have a friend named Jeff who was in a major car collision. He wanted to deal with the insurance companies himself. I hope that after you read this you will not make the same mistake that he made and is still paying for today.
Jeff was involved in a major car accident while he was driving home two years ago. I think it was on the I-5. It was pretty bad. For days he could not walk.His back was messed up along with some bone. He was a warehouse worker in Bend, Or. The job required a lot of heavy lifting so he was all but done with this one.
I do not think Jeff was that smart. He always wanted to do things his way. He was convinced that he did not need an attorney. People tried to talk him into seeing a legal expert but he didn't want to pay extra. I stopped trying to convince him after the second time.
At first the insurance company was not that bad to deal with. It almost looked like he was right. They were paying for everything and the claim adjusters called him at times to see how he was doing.
But as time went on they felt that Jeff had fully recovered a stopped paying for all those services. Insurance companies start off so understanding but once they believed you have recovered sufficiently and are tired of paying for ongoing care you see a different side. Sure Jeff could move around and his treatment was progressing but he was far from 100%. They went back and forth for a while and he got nowhere. He was not able to work and his funds were getting low. It was a really good thing his wife also works though with all the bills they had it was hard to live on one income instead of two now.
Bargain from a position of strength if at all possible. In the event of a car insurance claim, having emergency funds available to procure alternate transportation can strengthen your position. Many insurance companies will stall and attempt to wait out their clients, assuming that they will need the money and be willing to settle for less than they deserve.
So here is a trick that that insurance companies use and why you need a personal injury attorney to aid you through the process. They like to wait out and stall individuals. Its no secret that your average individual has savings to maybe last him and his family for a month. You can increase that to three months if a person is really prudent with their funds. But when an individual is not working and everyday money is going out, especially so with a family, it will not take long before his or her bank account is fully drained. Soon enough desperation sets in and you have a person who will do just about anything to get some money in their checking account. Then the insurance claim adjuster contacts you, sounding really carring and friendly, and offers you a check for $20,000. Getting a large chunk of money like that, even more so when you are broke, is hard some some people to refuse. The only problem is that you can end up paying that amount in one year just in medical treatments and that is not even including your loss of wages and punitive damages.
The trap was set and he feel into it. They stalled him and finally presented him a check for a nice amount of money but from a long term perspective really low. He did not fully realize his folly until a couple months later but it was too late. Fast forward years into the future and he is suffering from back problems, which at times is quite debilitating, and does not have the money for treatment to at least lesson the pain. He had to leave his old job that was really good because he cannot do the job required and works as a salesmen for a cellphone company. He could have gotten a nice settlement that including enough money to pay ALL of his medical bills, money for time lost, money for pain and suffering, but he "[did] not want to pay attorney fees."
All he had to do is get the right person to handle his case and he is set. He would not have to work for a while and could retrain himself to do something else. Cases like these happen everyday. We only hear of the huge multi-million dollar cases but people getting ripped off after suffering a major injury happens daily.
So do not go at it alone. William W Morgan is one of the best personal injury attorneys Bend OR you can get. Give him and his firm a call and ask for a free initial consultation. They will answer any questions you have and can give you all the assistance you need during this difficult period. If you need further information you can also check out another post about why you need a personal injury lawyer in Bend Or if you find yourself involved in a major collision.
William W Morgan and Associates is an injury law firm which has three levels of personal injury experts working for you. As a new personal injury client you will be coupled with our Investigation and Treatment Department. Backed by our team, your personal injury case will be thoroughly investigated for the highest settlement value. Evidence will be gathered, cataloged and preserved to ensure your details will have the highest integrity. All of your worries will be addressed and handled in this department.
Please make sure you exploit legal experts. We have them for a reason.
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